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No Annual Fee Cards
No Annual Fee No Annual Fee credit cards are for people who want to save additional money by not paying annual fees on their credit cards. Compare the no annual fee cards below then apply online for the credit card of your choice by clicking on the "Apply Now" button.

Compare No Annual Fee Cards
Click on a heading below to sort No Annual Fee Credit Cards by Name, Intro APR, Intro Period, Balance Transfer Intro Rate, Balance Transfer Intro Period, Regular APR, Annual Fee or Editor's Rating.

Card Name Intro Rate Intro Period Balance Transfer
Intro Rate		 Balance Transfer
Intro Period		 Regular Apr Annual Fee Editor's Rating down

Discover® Open Road Card


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  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 12 months on purchases*     		0.00%*
    for 12 months on balance transfers*     		10.99-20.99% (Variable)* $0.00* Excellent

    Discover® More® Card - Balance Transfer Fee*


    Apply Online for This Credit Card

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 6 months on purchases*     		0.00%*
    for 18 months on balance transfers*     		10.99-20.99% (Fixed)* $0.00* Excellent Credit*

    Simmons First Visa® Platinum Rewards


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  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 9.25% (Variable)* $0.00* Excellent Credit*

    Simmons First Visa Platinum


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  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 7.25% (Variable)* $0.00* Excellent Credit*

    Miles by Discover® Card


    Apply Online for This Credit Card

  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 6 months on purchases*     		N/A* 10.99-16.99% (Variable)* $0.00* Excellent

    SimplyCash® Business Card from American Express OPEN


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  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 12.24-19.24% (Fixed)* $0.00* Excellent Credit*

    Blue Sky from American ExpressSM


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  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated 'Best Airline Credit Card' by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 12 months on purchases*     		N/A* 17.24-22.24% (Fixed)* $0.00* Excellent Credit*

    Iberiabank Visa® Gold Card


    Apply Online for This Credit Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 9.25-15.25% (Fixed)* $0.00* Excellent Credit*

    Slate® from Chase


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  • 0% for up to 15 months - after that a variable APR as low as 11.99% - 21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 15 months on purchases*     		0.00%*
    for 15 months on balance transfers*     		11.99-21.99% (Fixed)* $0.00* Excellent Credit*

    Iberiabank Visa® Classic Card


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  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* 1.99%*
    for 6 months on balance transfers*     		7.25-13.25% (Variable)* $0.00* Excellent Credit*

    Discover® Motiva Card


    Apply Online for This Credit Card

  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    3.99%*
    for 15 months on purchases*     		3.99%*
    for 15 months on balance transfers*     		10.99-20.99% (Variable)* $0.00* Excellent

    Citi® Platinum Select® MasterCard®


    Apply Online for This Credit Card

  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*     		0.00%*
    for 18 months on balance transfers*     		11.99-21.99% (Variable)* $0.00* Excellent Credit*

    Citi Forward® Card


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  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		0.00%*
    for 12 months on balance transfers*     		12.99-22.99% (Variable)* $0.00* Excellent

    Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back


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  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 12 months on purchases*     		0.00%*
    for 12 months on balance transfers*     		12.99-22.99% (Variable)* $0.00* Excellent Credit*

    Citi® Diamond Preferred® Card


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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*     		0.00%*
    for 18 months on balance transfers*     		11.99-21.99% (Variable)* $0.00* Excellent Credit*

    Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards


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  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 12.99-22.99% (Variable)* $0.00* Excellent

    Citi® Dividend Platinum Select® Card for College Students


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  • No Cosigner Required
  • Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		N/A* 13.99-21.99% (Variable)* $0.00* Good

    Citi® Hilton HHonors® Visa Signature® Card


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  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 14.24-16.24% (Variable)* $0.00* Excellent


     
    * See the online credit card application for details about terms and conditions.
    Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.
    When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

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