Credit Card Categories
Credit Card Issuers
Cards by Credit Score
Credit Card Resources
|
Low Interest Credit Cards |
 |
|
Low interest credit cards provide consumers with a low APR and/or 0% APR introductory rate for purchases and/or balance transfers. Compare the low interest credit card offers below then apply online for the credit card of your choice by clicking on the "Apply Now" button.
|
Compare Low Interest Credit Cards |
Click on a heading below to sort Low Interest Credit Cards by Name, Intro APR, Intro Period, Balance Transfer Intro Rate, Balance Transfer Intro Period, Regular APR, Annual Fee or Editor's Rating.
|
|
Discover® More® Card - Balance Transfer Fee*
|

 |
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)24/7 access to a U.S.-based Account Manager within 60 seconds$0 Fraud Liability plus automatic mobile and email fraud alert optionsGreat rewards with no annual fee, no rewards redemption fee, and no additional card fee*Click apply to view rates, fees, rewards, limitations and other important information
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 6 months on purchases*
|
0.00%*
for 18 months on balance transfers*
|
10.99-20.99% (Fixed)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
6 months on purchases* |
Balance Transfers: |
18 months on balance transfers* |
| Regular APRs |
|
Purchases: |
10.99-20.99% (Fixed) %* |
Balance Transfers: |
10.99-20.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Citi Forward® Card
|

 |
$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchasesAPR reduction on purchases when using credit wiselyNo Annual Fee*
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 7 months on purchases*
|
0.00%*
for 12 months on balance transfers*
|
12.99-22.99% (Variable)* |
$0.00* |
Excellent |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
7 months on purchases* |
Balance Transfers: |
12 months on balance transfers* |
| Regular APRs |
|
Purchases: |
12.99-22.99% (Variable) %* |
Balance Transfers: |
12.99-22.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Citi® Diamond Preferred® Card
|

 |
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much moreSpecial access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®$0 liability on unauthorized purchases and Citi® Identity Theft SolutionsNo annual fee*
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 18 months on purchases*
|
0.00%*
for 18 months on balance transfers*
|
11.99-21.99% (Variable)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
18 months on purchases* |
Balance Transfers: |
18 months on balance transfers* |
| Regular APRs |
|
Purchases: |
11.99-21.99% (Variable) %* |
Balance Transfers: |
11.99-21.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
|

 |
$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and moreNo annual fee*
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
|
N/A*
|
N/A* |
12.99-22.99% (Variable)* |
$0.00* |
Excellent |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
12.99-22.99% (Variable) %* |
Balance Transfers: |
12.99-22.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
|

 |
$100 cash back after $500 in purchases within the first 3 months of account opening0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories.Full 1% cash back on all other purchases and eligible cash advances.No annual fee*
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 12 months on purchases*
|
N/A* |
12.99-22.99% (Variable)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
12 months on purchases* |
Balance Transfers: |
12 months on balance transfers* |
| Regular APRs |
|
Purchases: |
12.99-22.99% (Variable) %* |
Balance Transfers: |
12.99-22.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Chase Freedom® Visa - $100 Bonus Cash Back
|

 |
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accountsEarn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 12 months on balance transfers and 6 months on purchases5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through ChaseNo annual fee and rewards never expire
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 6 months on purchases*
|
0.00%*
for 12 months on balance transfers*
|
11.99-22.99% (Fixed)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
6 months on purchases* |
Balance Transfers: |
12 months on balance transfers* |
| Regular APRs |
|
Purchases: |
11.99-22.99% (Fixed) %* |
Balance Transfers: |
11.99-22.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Citi® Platinum Select® MasterCard®
|

 |
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and moreCiti® Identity Theft SolutionsNo annual fee*
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 18 months on purchases*
|
0.00%*
for 18 months on balance transfers*
|
11.99-21.99% (Variable)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
18 months on purchases* |
Balance Transfers: |
18 months on balance transfers* |
| Regular APRs |
|
Purchases: |
11.99-21.99% (Variable) %* |
Balance Transfers: |
11.99-21.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Slate® from Chase
|

 |
0% for up to 15 months - after that a variable APR as low as 11.99% - 21.99% after your 0% endsSlate with Blueprint® helps you pay down your balances faster and save on interestTransfer your higher rate balancesNo Annual Fee
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 15 months on purchases*
|
0.00%*
for 15 months on balance transfers*
|
11.99-21.99% (Fixed)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
15 months on purchases* |
Balance Transfers: |
15 months on balance transfers* |
| Regular APRs |
|
Purchases: |
11.99-21.99% (Fixed) %* |
Balance Transfers: |
11.99-21.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Discover® Motiva Card
|

 |
Earn Cashback Bonus® for your good credit management0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.comDiscover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)24/7 access to a U.S.-based Account Manager within 60 seconds$0 Fraud Liability plus automatic mobile and email fraud alert optionsGreat rewards with no annual fee, no rewards redemption fee, and no additional card fee*Click apply to view rates, fees, rewards, limitations and other important information
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
3.99%*
for 15 months on purchases*
|
3.99%*
for 15 months on balance transfers*
|
10.99-20.99% (Variable)* |
$0.00* |
Excellent |
|
|
| |
| Introductory Rate |
|
Purchases: |
3.99%* |
Balance Transfers: |
3.99%* |
| Introductory Period |
|
Purchases: |
15 months on purchases* |
Balance Transfers: |
15 months on balance transfers* |
| Regular APRs |
|
Purchases: |
10.99-20.99% (Variable) %* |
Balance Transfers: |
10.99-20.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Chase Freedom® Visa - $200 Bonus Cash Back
|

 |
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accountsEarn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through ChaseNo annual fee and rewards never expire
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
|
N/A*
|
N/A* |
15.99-22.99% (Fixed)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
15.99-22.99% (Fixed) %* |
Balance Transfers: |
15.99-22.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Citi Simplicity® Card
|

 |
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.Peace of mind through direct access to a service representative, no late fees and no penalty rateNo annual fee
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 18 months on purchases*
|
N/A* |
12.99-21.99% (Variable)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
18 months on purchases* |
Balance Transfers: |
18 months on balance transfers* |
| Regular APRs |
|
Purchases: |
12.99-21.99% (Variable) %* |
Balance Transfers: |
12.99-21.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Blue Cash EverydaySM from American Express
|

 |
Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership0% intro APR on purchases for 12 months, flexibility to pay over timeGet 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchasesNo spend minimum, No enrollment, and No rotating rewards categoriesGet a $25 Referral Bonus for each friend or family member who is approved for the CardNo annual fee, flexibility to pay over time
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 12 months on purchases*
|
N/A* |
17.24-22.24% (Variable)* |
$0.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0.00%* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
12 months on purchases* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
17.24-22.24% (Variable) %* |
Balance Transfers: |
17.24-22.24% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
Visa® Black Card
|

 |
Made with carbon, not just another piece of plastic; Membership is limited24-hour concierge service at your disposal Unlimited VIP airport lounge visitsExclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictionsAccepted globally; zero liability protection against unauthorized purchases
|
|
| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
|
N/A*
|
N/A* |
14.99% (Fixed)* |
$495.00* |
Excellent Credit* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
0.00%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
15 months on balance transfers* |
| Regular APRs |
|
Purchases: |
14.99% (Fixed) %* |
Balance Transfers: |
14.99% (Variable)* |
| |
|
Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$495.00* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
|
|
|
|
|