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Instant Approval Credit Cards |
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Instant Approval credit cards are for people who need credit ASAP. If you need credit now apply with one of the cards below and you'll know if you are approved within 60 seconds. Compare the cards we offer below then apply online for the credit card of your choice by clicking on the "Apply Here" button.
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Compare Instant Approval Credit Cards |
Click on a heading below to sort Instant Credit Cards by Name, Intro APR, Intro Period, Balance Transfer Intro Rate, Balance Transfer Intro Period, Regular APR, Annual Fee or Editor's Rating.
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American Express® Premier Rewards Gold Card
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Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membershipMembership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.Introductory annual fee of $0 for the first year, then $175Get a decision in as little as 60 seconds.
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$0.00 1st year, then $175.00* |
Excellent Credit* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00 1st year, then $175.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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American Express® Gold Card
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Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.Introductory annual fee of $0 for the first year, then $125.Get a decision in as little as 60 seconds.
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$0.00 1st year, then $125.00* |
Excellent Credit* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00 1st year, then $125.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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The Platinum Card® from American Express
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25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees. Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket.24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwideGet 20% back when you use Pay with Points to book your travel.
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$450.00* |
Excellent Credit* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$450.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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Starwood Preferred Guest® Credit Card
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Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotelFree nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel® Award for 'Best Travel Rewards Card' $0 introductory annual fee for the first year, then $65
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
15.24-19.24% (Variable)* |
$0.00 1st year, then $65.00* |
Excellent Credit* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
2.90%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
6 months on balance transfers* |
| Regular APRs |
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Purchases: |
15.24-19.24% (Variable) %* |
Balance Transfers: |
15.24-19.24% (Variable)* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00 1st year, then $65.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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AccountNow® Prepaid Visa® Card
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$0 Monthly Fee100% Guaranteed Approval* - No Credit CheckNo Minimum BalanceFree Direct Deposit and Online Bill PaymentNow with Purchase RewardsPerfect for Tax Refund direct deposit
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$0.00* |
No Credit Check* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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Blue Sky from American ExpressSM
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No annual feeTravel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime Pay your bill all at once, or over time. It's up to you.Blue Savings Program®: big deals on big brands, all the timeRated 'Best Airline Credit Card' by Card Ratings Consumer's Choice Awards in 2010Get approved in 60-seconds
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 12 months on purchases*
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N/A* |
17.24-22.24% (Variable)* |
$0.00* |
Excellent Credit* |
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| Introductory Rate |
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Purchases: |
0.00%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
12 months on purchases* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
17.24-22.24% (Variable) %* |
Balance Transfers: |
17.24-22.24% (Variable)* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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Pink ACE Elite(TM) Visa® Prepaid Card
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As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*No credit check, No application fee, No obligation* Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$0.00* |
No Credit Check* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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ACE EliteTM Visa® Prepaid Card
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A card with benefits that matter to youNo credit check, No application fee, No obligationNo-Fee Cash Withdrawals at ACE locations*Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*Free Anytime AlertsTM - Get your balance and transactions via text or email*Free Savings Account - Receive 5.00% APY*Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$0.00* |
No Credit Check* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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Blue Cash EverydaySM from American Express
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Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership0% intro APR on purchases for 12 months, flexibility to pay over timeGet 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchasesNo spend minimum, No enrollment, and No rotating rewards categoriesGet a $25 Referral Bonus for each friend or family member who is approved for the CardNo annual fee, flexibility to pay over time
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
0.00%*
for 12 months on purchases*
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N/A* |
17.24-22.24% (Variable)* |
$0.00* |
Excellent Credit* |
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| Introductory Rate |
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Purchases: |
0.00%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
12 months on purchases* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
17.24-22.24% (Variable) %* |
Balance Transfers: |
17.24-22.24% (Variable)* |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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mPower™ Visa® Prepaid Card
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100% Guaranteed Approval* - No Credit Checks$25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct DepositQuick and Safe Access to your MoneyEasy Online Bill Pay
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| Purchases Intro APR |
Balance Transfer Intro APR |
Regular APR |
Annual Fee |
Credit Needed |
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N/A*
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N/A* |
N/A* |
$0.00* |
No Credit Check* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
N/A * |
Balance Transfers: |
N/A* |
| |
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Cash Advance: |
N/A* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0.00* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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