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Bad Credit Credit Cards

Bad Credit Credit cards for bad credit are for people with damaged credit who want to rebuild their credit. Did you get a letter telling you to go to orchardapply.com? Compare the cards then apply online for the credit card of your choice by clicking on the "Apply Now" button.

Compare Bad Credit Credit Cards

Click on a heading below to sort Bad Credit Credit Cards by Name, Intro APR, Intro Period, Balance Transfer Intro Rate, Balance Transfer Intro Period, Regular APR, Annual Fee or Editor's Rating.

Card Name Intro Rate Intro Period Balance Transfer
Intro Rate
Balance Transfer
Intro Period
Regular Apr Annual Fee Editor's Rating down

Orchard Bank Visa Cards


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  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 14.99-19.99% (Fixed)* $39.00 1st year, then $59.00* Bad Credit*

    Orchard Bank Classic MasterCards


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  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 14.99-19.99% (Variable)* $39.00 1st year, then $59.00* Bad Credit*

    Applied Bank® Secured Visa® Gold Credit Card


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  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Highest Ratings for Financial Strength and Security in the Country

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 9.99% (Fixed)* $50.00* Bad Credit*

    BuyRIGHT Prepaid MasterCard®


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  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Green Dot® PrePaid MasterCard®


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  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Pink ACE Elite(TM) Visa® Prepaid Card


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  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Platinum Zero® Secured Visa® Credit Card from Applied Bank®


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  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000
  • Zero - 0% Fixed APR on Purchases - No Intro Rates
  • Zero - 0% Rate Won't Change - Even If You're Late
  • Zero Application Fees
  • Zero Worries - Free Personal ID Theft Protection

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 0.00% (Fixed)* $119.40* Bad Credit*

    Vision Premier® Visa® Prepaid Card - Simple & Fair


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  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    ACE EliteTM Visa® Prepaid Card


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  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    UPside Visa® Prepaid Card


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  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    NetSpend® Prepaid MasterCard®


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  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    NetSpend® Visa® Prepaid Card


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  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    AccountNow® Prepaid Visa® Card


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  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Black Diamond RushCard


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  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Pink Diamond RushCard


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  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Purple Diamond RushCard


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  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    READYdebit Platinum Visa Prepaid Card


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  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check*, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    KLS Prepaid Visa® RushCard


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  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    AccountNow® Prepaid MasterCard®


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  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus§
  • Free Online Bill Payment
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Tax Refund direct deposit

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Account Now Gold Visa® Prepaid Card


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  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Wired PlasticTM Visa® Prepaid Card


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  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • No Bounced Check, NSF, or Overdraft Charges Ever
  • Free Direct Deposit - Eliminate check cashing fees

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Walmart MoneyCardSM Visa® Prepaid Card


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  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    mPower™ Visa® Prepaid Card


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  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    First Progress Platinum Secured MasterCard® Credit Card


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  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • You must be a resident of a US state; however, at present the program is not available in Alaska, Arkansas, Iowa, Maine, New York, Wisconsin, or West Virginia.

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 14.99% (Fixed)* $39.00* Bad Credit*

    * See the online credit card application for details about terms and conditions.
    Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.
    When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

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